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In December 2018

Implicit interest rate in housing credit in the Autonomous Region of Madeira increased while the loan repayments decreased

In December 2018, the implicit interest rate in housing credit in the Region was 1.004%, increasing by 0.004 percentage points (p.p.) from the previous month. In December 2017, the rate was 0.970%.

The average value of loan repayments decreased to €270 in the month of reference, with the interest component standing at €49 (some value as in the November 2018) and the capital amortisation at €221 (down by 1€ from the previous month). In December 2017, the average value of loan repayments was 269 euros.

The average outstanding loan value in housing credit in the Autonomous Region of Madeira rose to €58,247 (€58,199 in the previous month). One year before it stood at €59,040.

In Portugal, the implicit interest rate in housing credit stood at 1.053% and the average value of loan repayments was 244€ (243€ in November 2018). The average outstanding loan value for Portugal increased from €52,352 in November to €52,376 in December 2018.

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International Statistical Cooperation

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International Statistical Cooperation

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