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In March 2019

Implicit interest rate in housing credit and loan repayments increased in the Autonomous Region of Madeira

According to the data made available by Statistics Portugal (INE), in March 2019, the implicit interest rate in housing credit in the Region was 1.015%, increasing by 0.007 percentage points (p.p.) from the previous month. In March 2018, the rate was 0.976%.

The average value of loan repayments remained at €271 in the month of reference, with the interest component standing at €49 (same values as in the previous month) and the capital amortisation at €222 (up by 1€ from the previous month). In March 2018, the average value of loan repayments was 268 euros.

The average outstanding loan value in housing credit in the Autonomous Region of Madeira went up to €58,123 (€58,112 in the previous month). One year before it stood at €58,740.

In Portugal, the implicit interest rate in housing credit increased by 0.005 p.p. to 1.066% and the average value of loan repayments was 245€ (up by 1€ from the previous month).. The average outstanding loan value for Portugal increased from €52,443 in February 2019 to €52,609 in March 2019.

GR CrediHabita032019 EN

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