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In July 2019

Implicit interest rate in housing credit and the loan repayments in the Autonomous Region of Madeira increased

In July 2019, the implicit interest rate in housing credit in the Region was 1.035%, increasing by 0.004 percentage points (p.p.) from the previous month. In July 2018, the rate was 0.977%.

The average value of loan repayments increased to €272 in the month of reference, with the interest component standing at €50 (same value as in June 2019) and the capital amortisation at €222 (up by 1€ from the previous month). In July 2018, the average value of loan repayments was 269 euros.

The average outstanding loan value in housing credit in the Autonomous Region of Madeira down to €57,919 (€58,013 in the previous month). One year before it stood at €58,456.

In Portugal, the implicit interest rate in housing credit stood at 1.087% and the average value of loan repayments remained unchanged at 247€. The average outstanding loan value for Portugal increased from €52,915 in June to €52,954 in July 2019.

 GR CrediHabita 072019 EN

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