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In December 2019

Implicit interest rate in housing credit and loan repayments in the Autonomous Region of Madeira decreased

In December 2019, the implicit interest rate in housing credit in the Region was 0.957%, decreasing by 0.010 percentage points (p.p.) from the previous month. In December 2018, the rate was 1.004%.

The average value of loan repayments decreased to €270 in the month of reference, with the interest component standing at €46 (down by €1 from the previous month) and the capital amortisation at €224 (same value as in the previous month). In December 2018, the average value of loan repayments was also 270 euros.

The average outstanding loan value in housing credit in the Autonomous Region of Madeira went down to €57,807 (€57,971 in the previous month). One year before it stood at €58,247.

In Portugal, the implicit interest rate in housing credit stood at 1.011% while the average value of loan repayments remained increased to in €248. The average outstanding loan value for Portugal increased from €53,426 in November to €53,460 in December 2019.

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