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In February 2020

Implicit interest rate in housing credit in the Autonomous Region of Madeira decreased from the previous month while the loan repayments remained unchanged

In February 2020, the implicit interest rate in housing credit in the Region was 0.946%, decreasing by 0.003 percentage points (p.p.) from the previous month. In February 2019, the rate was 1.008%.

The average value of loan repayments remained unchanged at €271 in the month of reference, with the interest component standing at €46 (same value as in the previous month) and the capital amortisation at €225 (also same value as in the previous month). In February 2019, the average value of loan repayments was 270 euros.

The average outstanding loan value in housing credit in the Autonomous Region of Madeira went down to €57,783 (€57,875 in the previous month). One year before it stood at €58,112.

In Portugal, the implicit interest rate in housing credit stood at 0.997% (down by 0.003 p.p. from the previous month), while the average value of loan repayments remained unchanged to in €247. The average outstanding loan value for Portugal increased from €53,608 in January of 2020 to €53,755 in February 2020.

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