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In August 2020

Implicit interest rate in housing credit in the Autonomous Region of Madeira increased from the previous month while the loan repayments remained unchanged

In August 2020, the implicit interest rate in housing credit in the Region was 0.874%, increasing by 0.010 percentage points (p.p.) from the previous month. In August 2019, the rate was 1.027%.

The average value of loan repayments remained unchanged at €231 in the month of reference, with the interest component standing at €42 and the capital amortisation at €189 (same values as in the previous month). In August 2019, the average value of loan repayments was 272 euros.

The average outstanding loan value in housing credit in the Autonomous Region of Madeira declined to €57,809 (€57,811 in the previous month). One year before it stood at €57,943.

In Portugal, the implicit interest rate in housing credit stood at 0.967% (up by 0.017 p.p. from the previous month), while the average value of loan repayments unchanged at €226. The average outstanding loan value for Portugal rose from €54,203 in July 2020 to €54,317 in August 2020, thus maintaining a steady growth since March 2019.

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