Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
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In April 2023
Implicit interest rate on housing loan agreements rose to 3.2%
According to information provided by Statistics Portugal (INE), in April 2023, the implicit interest rate on housing loan agreements in the Autonomous Region of Madeira stood at 3.248%, which indicates an increase of 0.313 percentage points (pp) compared to the previous month. This marks the 13th consecutive month of growth and represents the highest value since June 2009. It is important to note that in April 2022, the implicit interest rate on housing loan agreements was only 0.760%.
The average value of loan repayments for all housing loan contracts increased by 7 euros compared to the previous month, reaching 352 euros, with interest payments amounting to 165 euros (an increase of 13 euros compared to the previous month) and capital amortisation amounting to 187 euros (a decrease of 6 euros compared to the preceding month). In the same month last year, the average value of loan repayments due was 270 euros.
On the other hand, the average outstanding loan amount for housing loan contracts decreased to 61,752 euros this month, compared to 62,488 euros in March 2023. A year ago, it was 59,954 euros.
At the national level, for all housing loan contracts, the implicit interest rate increased to 3.110%, an increase of 0.281 pp compared to the previous month. The average value of loan repayments for all contracts increased to 341 euros, while the average outstanding loan amount rose to 62,972 euros, compared to 62,699 euros in the preceding month. In the country as a whole, interest payments increased by 15 euros compared to the previous month, while capital amortisation decreased by 5 euros.
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