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In February 2019

Implicit interest rate in housing credit in the Autonomous Region of Madeira increased while the loan repayments remained unchanged

In February 2019, the implicit interest rate in housing credit in the Region was 1.008%, increasing by 0.002 percentage points (p.p.) from the previous month. In February 2018, the rate was 0.974%.

The average value of loan repayments remained at €270 in the month of reference, with the interest component standing at €49 and the capital amortisation at €221 (same value as in the January 2019). In February 2018, the average value of loan repayments was 269 euros.

The average outstanding loan value in housing credit in the Autonomous Region of Madeira went down to €58,112 (€58,267 in the previous month). One year before it stood at €58,810.

In Portugal, the implicit interest rate in housing credit increased by 0.007 p.p. to 1.061% and the average value of loan repayments was 244€ (same value as in January 2019). The average outstanding loan value for Portugal decreased from €52,504 in January 2019 to €52,443 in February 2019.

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