In the 1^st quarter of 2026,

Aggregate value of cash withdrawals and purchases through SIBS network automatic payment terminals grew by 3.6% year-on-year

Data provided by the Interbank Services Society (SIBS) for the Autonomous Region of Madeira, referring to the 1^st quarter of 2026, indicate that the amounts relating to the two main operations of the SIBS network — cash withdrawals and purchases through automatic payment terminals (APT) — considered in aggregate, reached 710.7 million euros (2.7% of the national total), representing an increase of 3.6% compared to the same period of the previous year (+4.5% nationally). This growth was driven primarily by the 5.7% rise recorded in purchases through APT (+7.7% nationally), given that cash withdrawals posted a year-on-year decrease of 2.7% (-4.3% nationally).

By card origin, it should be noted that the overall increase mentioned above resulted from the 4.8% year-on-year growth observed in transactions with national cards, as international cards recorded a decrease of 0.9%. At the national level, the changes were +4.8% and +1.1%, respectively.

Breaking down cash withdrawals into national and international, it can be observed that, in the 1^st quarter of the current year, the former totalled 153.1 million euros, while the latter amounted to 12.7 million euros, representing year-on-year changes of -2.0% and -10.6%, respectively.

In turn, purchases through APT made with national cards stood at around 410.6 million euros, an increase of 7.6% compared to the 1^st quarter of 2025, while those made with international cards reached 134.2 million euros, equivalent to a growth of 0.1% compared to the same period of the previous year.

Analysing total purchases by purchasing method — in-person and online — year-on-year changes were +6.9% and -12.6%, respectively, with online purchases accounting for only 5.2% of the total.

In the 1^st quarter of 2026, purchases made through APT were concentrated mainly in the sectors of "Wholesale and retail trade" (58.8% of the total) and "Accommodation and food service activities" (21.2% of the total). In these sectors, year-on-year increases of 8.5% and 1.8% were recorded, respectively.

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