Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
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In December 2020
Implicit interest rate in housing credit and loan repayments in the Autonomous Region of Madeira decreased
In December 2020, the implicit interest rate in housing credit in the Region was 0.790%, decreasing by 0.023 percentage points (pp) from the previous month. It is the lowest value of the available time series, which starts in January 2009. In December 2019, the rate was 0.957%.
The average value of loan repayments remained dropped to €230 in the month of reference, with the interest component standing at €38 (down by €1 from the previous month) and the capital amortisation at €192 (same value as in the previous month). In December 2019, the average value of loan repayments was 270 euros.
The average outstanding loan value in housing credit in the Autonomous Region of Madeira rose to €58,174 (€58,067 in the previous month). One year before it stood at €57,807.
In Portugal, the implicit interest rate in housing credit stood at 0.897% (down by 0.021 pp from the previous month), while the average value of loan decreased to €227. The average outstanding loan value for Portugal rose from €54,915 in November 2020 to €55,087 in December 2020, thus maintaining a steady growth since March 2019.
It should be noted that Decree-Law no. 10-J / 2020 establishes a moratorium on the responsibilities of households with mortgage loans. The moratorium gives households the possibility to suspend the payment of the monthly loan repayment for a period of six months. The various banking institutions offer flexible regimes, regarding term and repayment (interest and capital amortisation). These measures result in a reduction in the loan repayment, deriving from the suspension of the interest payment and capital amortization or both, which accounts for the differences when comparing data year-on-year.
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