Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
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In September 2023
Implicit interest rate on housing loan agreements rose to 4.4%
In September 2023, according to information provided by Statistics Portugal (INE), the implicit interest rate on housing loan agreements in the Autonomous Region of Madeira (RAM) reached 4.387%, marking an increase of 0.162 percentage points (pp) compared to the previous month. It's worth noting that in September 2022, the implicit interest rate on housing loan agreements was only 1.094%.
In terms of loan repayments for all housing loan contracts, the average value increased by 7 euros compared to the previous month, reaching 396 euros, with interest accounting for 227 euros (an increase of 9 euros from the previous month) and amortisation at 169 euros (a decrease of 2 euros from the preceding month). In the same month of the previous year, the average value of loan repayments amount was 284 euros.
On the other hand, the average outstanding loan amount for housing loan contracts increased, amounting to 63,125 euros in this month, compared to 62,908 euros in August 2023. One year earlier, it was 61,157 euros.
Nationally, and across all housing loan contracts, the implicit interest rate rose to 4.270% in September 2023, an increase of 0.181 pp from the previous month. The average value of loan repayments for all contracts amounts for all contracts increased to 386 euros, with the average outstanding loan growing to 63,962 euros (63,740 euros in the preceding month). In the country, interest rates increased by 10 euros compared to the previous month, while the amortised capital decreased by 3 euros.
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