Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
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In October 2023
Implicit interest rate on housing loans rose to 4.6%
According to information provided by Statistics Portugal (INE), in October 2023, the implicit interest rate on housing loan agreements in the Autonomous Region of Madeira (RAM) reached 4.555%, marking an increase of 0.168 percentage points (pp) compared to the previous month. It is noteworthy that, in October 2022, the implicit interest rate on housing loan agreements was only 1.295%.
The average value for loan repayments for all housing loan contracts increased by 8 euros compared to the previous month, reaching 404 euros. Interest payments amounted to 236 euros (an increase of 9 euros from the previous month), while amortisation stood at 168 euros (a decrease of 1 euro from the preceding month). In the same month of the previous year, the average value of loan repayments was 290 euros.
On the other hand, the average outstanding amount for housing loan contracts increased, reaching 63,130 euros this month (compared to 63,125 euros in September 2023). One year earlier, it was 61,432 euros.
At the national level, considering all housing loan contracts, the implicit interest rate increased to 4.433%, a rise of 0.163 pp from the previous month. The average value of loan repayments for all contracts increased to 392 euros, with the average outstanding loan growing to 64,186 euros (compared to 63,962 euros in the preceding month). In the country, interest rates rose by 8 euros compared to the previous month, while the amortised capital decreased by 2 euros.
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