Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
Subscribe to our newsletter and get statistical data as soon as it is available!...
In January 2025
Implicit interest rate on housing loans in the Autonomous Region of Madeira continued to decline marking a full year of consecutive decreases
According to information provided by Statistics Portugal (INE), in January 2025, the implicit interest rate for all housing loan agreements in the Autonomous Region of Madeira stood at 4.084%, representing a decrease of 0.130 percentage points (pp) compared to the previous month. It is noteworthy that this marks the twelfth consecutive reduction in this indicator. For reference, in January 2024, the implicit interest rate on housing loans stood at 4.771%.
The average value of loan repayments for all housing loan agreements dropped by 3 euros from the previous month, reaching 410 euros. Of this amount, 225 euros were for interest payments (down by 6 euros over the previous month) while amortisation stood at 185 euros (up by 3 euros over the previous month). In the same month last year, the average value of loan repayments was 417 euros.
Furthermore, the average outstanding amount for housing loan agreements increased for the 21st consecutive month, standing at 67 017 euros in January 2025 (compared to 66 606 euros in December 2024). A year earlier, this amount was 64 097 euros.
At the national level, and considering all housing loan agreements, the implicit interest rate fell to 3.978%, down by 0.113 pp over the previous month. The average value of loan repayments for all agreements fell to 401 euros, while the average outstanding amount increased to 68 992 euros (compared to 68 470 euros in the previous month). In the country, interest rates decreased by 5 euros compared to the previous month, to 225 euros, while amortisation increased by 3 euros, reaching 176 euros.
 |
|
 |
|
|
|
|
|
 |
 |
|
 |
|
|
 |
Copyright © 2026 Direção Regional de Estatística da Madeira. All rights reserved.
Address: Calçada de Santa Clara 38, 9004-545 Funchal, Madeira Island
Phone: +351 291 145 126 (National landline call)
