Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
Subscribe to our newsletter and get statistical data as soon as it is available!...
In August 2025
Implicit interest rate on housing loans was 394 euros, remaining at levels similar to those of about two years ago
According to data released by Statistics Portugal (INE), in August 2025, the implicit interest rate on housing loan agreements in the Autonomous Region of Madeira (ARM) stood at 3.338%, representing a decrease of 0.082 percentage points compared to the previous month. It is worth noting that in August 2024, the implicit interest rate was 4.549%.
The average value of loan repayments for all housing loan agreements decreased by 3 euros compared to the previous month, settling at 394 euros. Of this amount, 190 euros corresponded to interest payments (a reduction of 4 euros from the previous month), while capital amortisation rose to 204 euros (an increase of 1 euro compared to July 2025). In the same month of the previous year, the average value of loan repayment amounted to 416 euros.
Meanwhile, the average outstanding amount for housing loan agreements continued to increase, reaching 69 094 euros in August 2025 (68 801 euros in July 2025). A year earlier, the figure stood at 65 608 euros.
At the national level, the implicit interest rate for all housing loan agreements decreased to 3.307%, 0.078 pp lower than in the previous month. The average value of loan repayment for all agreements remained unchanged at 394 euros, while the average outstanding loan agreements rose to 72 862 euros (72 270 euros in the previous month). Nationwide, interest rates fell by 3 euros compared to the previous month, to 199 euros, whereas capital amortisation rose by 3 euros, to 195 euros.
For further information, please refer to:
 |
|
 |
|
|
|
|
|
 |
 |
|
 |
|
|
 |
Copyright © 2026 Direção Regional de Estatística da Madeira. All rights reserved.
Address: Calçada de Santa Clara 38, 9004-545 Funchal, Madeira Island
Phone: +351 291 145 126 (National landline call)
