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In the 2nd quarter of 2020

Aggregate of withdrawals and purchases through automatic payment terminals registered a year-on-year decrease of 29.6%

Data provided by the Interbank Services Society (SIBS) for the second quarter of 2020 show that the aggregate of withdrawals and purchases through automatic payment terminals (APT) dropped by 29.6% compared with the same period of the previous year. Breaking down by month, this aggregate declined by 46.1% in April, 27.3% in May and 16.4% in June. In the country, there was a 27.8% decrease in this variable in the reference quarter.

In the aforementioned period, the purchases through APT in the Autonomous Region of Madeira dropped by 31.0% and the cash withdrawals decreased by 27.5%. The same applies to the amount spent on payments, which had a 15.1% year-on-year (y-o-y) fall.

International cards were used to withdraw only 3.8 million Euros (71.5% y-o-y decrease), while the amount of withdrawals using national cards totalled 121.5 million Euros, down by 23.9% when compared with the corresponding period of 2019.

At the country level, international withdrawals decreased by 52.8% and the national withdrawals declined by 26.1%. The y-o-y average growth in withdrawals was -27.8%.

Concerning purchases through automatic payment terminals, the year-on-year change rate for the second quarter 2020 went down by 27.8% in Portugal and by 31.0% in Madeira. In the Region, the purchases through APT using national cards decreased by 17.0%, but those made using international cards dropped by 84.4%.

These results reflect the impact of the COVID-19 pandemic, and was particularly notorious in operations through international cards, given the almost total halt of tourism in Madeira.

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Between January and June 2020, the aggregate of withdrawals and purchases through ATP fell by 15.1% in Madeira and by 15.2% in Portugal, vis-a-vis the same period of 2019.

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