Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
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In April 2025
Implicit interest rate on housing loan agreements in the Autonomous Region was approximately 1 percentage point lower than in the same month of the previous year
According to data provided by Statistics Portugal (INE), in April 2025, the implicit interest rate on housing loan agreements in the Autonomous Region of Madeira (ARM) stood at 3.739%, representing a decrease of 0.079 percentage points (pp) compared to the previous month. It should be noted that this was the fifteenth consecutive reduction in this indicator. Furthermore, in April 2024, the implicit interest rate on housing loans was 4.729%.
The average value of loan repayments for all housing loan agreements decreased by 2 euros compared to the previous month, settling at 401 euros. Of this amount, interest payments accounted for 208 euros (a reduction of 4 euros from the previous month), while capital amortisation rose to 193 euros (an increase of 2 euros compared to March 2025). In the same month of the previous year, the average value of loan repayment was 417 euros.
Meanwhile, the average outstanding amount for housing loan agreements increased for the twenty-fourth consecutive month, reaching 67 745 euros in April 2025 (67 532 euros in March 2025). One year earlier, this amount stood at 64 622 euros.
At the national level, and considering all housing loan agreements, the implicit interest rate fell to 3.663%, 0.072 pp lower than in the previous month. The average value of loan repayment for all agreements decreased to 396 euros, while the average outstanding amount rose to 70 413 euros (70 065 euros in the previous month). Across the country, interest rates decreased by 4 euros to 213 euros, while capital amortisation increased by 2 euros to 183 euros.
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