Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
Notícias (GB)
In the 1st quarter of 2026, the unemployment rate fell to 4.5%, the lowest in the country (Read more...)
In the 4th quarter of 2025, the number of bankruptcy, insolvency and enterprise recovery cases filed in the first-instance courts of the Madeira District increased both on a quarterly and year-on-year basis (Read more...)
In April 2026, the confidence indicator in Manufacturing and Services increased, whilst in Construction and Public Works and in Trade there was a decrease (Read more...)
DREM shares data to mark Mother's Day 2026 (Read more...)
In March 2026, the overnight stays in tourist accommodation in the Region grew 3.8% year-on-year, surpassing the one million mark for the first time this month of the year (Read more...)
In March 2026, precipitation was above the climatological normal, whilst temperature was below (Read more...)
In the 1st quarter of 2026, the balance between the number of company incorporations and dissolutions decreased compared to the same period of the previous year (Read more...)
In the 1st quarter of 2026, the weighted annual average daily traffic on the Via Rápida increased by 2.7% compared to the same period of the previous year (Read more...)
In March 2026, passenger movement at the Autonomous Region of Madeira airports recorded a year-on-year growth of 2.3% (Read more...)
In March 2026, the median value of bank appraisals for housing in the Autonomous Region of Madeira rose to 2 500 euros per square meter (Read more...)
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In July 2024
Implicit interest rate on housing loans in the Autonomous Region of Madeira declined for the sixth consecutive month
According to information provided by Statistics Portugal (INE), in July 2024, the implicit interest rate for all housing loan agreements in the Autonomous Region of Madeira stood at 4.618%, representing a decrease of 0.027 percentage points (pp) compared to the previous month. It is noteworthy that this marks the sixth consecutive reduction in this indicator, following 22 consecutive months of increase. It should also be noted that in July 2023, the implicit interest rate on housing loans was 4.029%.
The average value of loan repayments for all housing loan agreements increased by 1 euro from the previous month to 418 euros. Of this amount, interest amounted to 247 euros (down by 1 euro over the previous month) while amortisation accounted for 171 euros (up by 2 euros over the previous month). In the same month last year, the average value of loan repayments was 382 euros.
Furthermore, the average outstanding amount for housing loan agreements increased for the 15th consecutive month, standing at 65,287 euros in July 2024 (compared to 65,046 euros in June 2024). A year earlier, this amount was 62,888 euros.
At the national level, and considering all housing loan agreements, the implicit interest rate decreased to 4.487%, down by 0.026 pp over the previous month. The average value of loan repayments for all agreements increased to 405 euros, while the average outstanding amount increased to 66,529 euros (compared to 66,279 euros in the previous month). In the country, interest rates decreased by 1 euro compared to the previous month to 244 euros, while amortisation increased by 2 euros to 161 euros.
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