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In December 2021

Implicit interest rate on housing credit in the Autonomous Region of Madeira decreased compared to the previous month, while the average loan repayments remained unchanged

In December 2021, the implicit interest rate on housing credit in the Autonomous Region of Madeira was 0.757%, decreasing by 0.006 percentage points (pp) from the previous month. In December 2020, the implicit interest rate was 0.790%.

The average value of loan repayments for all housing credit contracts remained at 266 euros in the month of reference, with the interest set at 38 euros and the capital amortisation at 228 euros (the same values as in the last month). In December 2020, a period when the moratorium on housing credit was in force, the average value of loan repayments was just 230 euros.

In turn, the average outstanding loan value for housing credit contracts rose to 59,503 euros (59,452 euros in the previous month). A year earlier it stood at 58,174 euros.

 Credito a Habitacao EN

In Portugal, and in all housing credit contracts, the implicit interest rate fell to 0.801%, down by 0.006 pp over the previous month. The average value of loan repayments remained unchanged at 253 euros. The average outstanding loan value increased from 58,084 euros, in November 2021, to 58,207 euros, in December 2021.

 

International Statistical Cooperation

MAC14 20

International Statistical Cooperation

MAC14 20

Statistical Literacy

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Statistical Literacy

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